Last Updated: 30/09/2025

Welcome to Bizwebjournal.com, operated by Joeri Van Overloop ("Company," "we," "our," or "us"). By accessing and using our website, digital products, and services, you agree to comply with the following terms and conditions.

1. Use of Website & Services

1.1. You must be at least 18 years old to use our services.

1.2. You agree not to misuse our content, copy, resell, or distribute it without permission.

1.3. We reserve the right to refuse service to anyone for any reason at any time.

2. Digital Products & Master Resell Rights (MRR)

2.1. Our digital products may include MRR, allowing purchasers to resell them for 100% profit.

2.2. Redistribution of our digital products outside the agreed MRR terms is strictly prohibited.

2.3. We do not guarantee earnings, as individual results vary based on effort, skills, and market conditions.

3. Payment & Refund Policy

3.1. All payments are final, and we do not offer refunds due to the nature of digital products.

3.2. Chargebacks or payment disputes may result in account suspension or legal action.

4. Intellectual Property Rights

4.1. All content, including but not limited to text, graphics, and course materials, remains the intellectual property of Bizwebjournal.com.

4.2. Unauthorized reproduction, distribution, or modification is strictly prohibited.

5. Disclaimer & Limitation of Liability

5.1. We do not provide financial, legal, or tax advice. Any earnings examples are for illustrative purposes only.

5.2. We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website, products, or services.

6. Governing Law

6.1. These terms are governed by the laws of the country of Belgium.

6.2. Any disputes shall be resolved through binding arbitration in Roeselare, Belgium.

PRIVACY POLICY

Bizwebjournal.com values your privacy. This policy explains how we collect, use, and protect your personal data.

1. Information We Collect

1.1. Personal data you provide when making a purchase, signing up for newsletters, or contacting us (name, email, payment details, etc.).

1.2. Automated data collection (IP address, cookies, analytics data).

2. How We Use Your Information

2.1. To process transactions, provide customer support, and improve our services.

2.2. To send promotional emails (you can opt out at any time).

3. Data Security

3.1. We implement security measures to protect your information but cannot guarantee absolute security.

3.2. We do not sell, trade, or rent your personal information to third parties.

4. Cookies

4.1. Our website may use cookies to enhance your experience and track website traffic.

5. Third-Party Services

5.1. We may use third-party services for payments, analytics, and advertising. These providers have their own privacy policies.

6. Your Rights

6.1. You may request to access, update, or delete your personal information by contacting us.

DISCLAIMER

Bizwebjournal.com provides educational content and digital marketing tools. By using our website and purchasing our products, you acknowledge and agree to the following:

1. Earnings & Results Disclaimer

1.1. We do not guarantee any specific financial results.

1.2. Any testimonials or income claims are for illustration purposes only and do not guarantee success.

2. No Professional Advice

2.1. Our content does not constitute legal, financial, or tax advice.

2.2. You should consult with a professional before making financial decisions.

3. Liability Disclaimer

3.1. We are not responsible for your use of our products and services.

REFUND POLICY

Due to the digital nature of our products, all sales are final, and we do not offer refunds. By purchasing from the Bizwebjournal website, you agree to these terms.

1. No Refund Policy

1.1. Since our products are instantly accessible, we do not issue refunds unless otherwise stated on the sales page.

1.2. If you experience technical issues, please contact our support team for assistance.

2. Chargebacks & Disputes

2.1. Chargebacks will result in account suspension and possible legal action.

2.2. If you have an issue, please contact us before filing a dispute.

AFFILIATE DISCLOSURE

Some links on our website may be affiliate links, meaning we may earn a commission at no extra cost to you if you make a purchase through our link. We only recommend products we trust.

If you have any questions about these legal pages, contact us at: joeri@bizwebjournal.com